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미니멀리즘 엔지니어의 가이드: 돈, 시간, 섹스, 불안함, 관계, 그리고

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Budgeting - 1 Live below your means. If you are to run a mile, what do you do? You give it all you got, you budget for a mile run pace, and you sprint your last quarter lap or something. But if you were in a weird race where they can unexpectedly say `well you gotta run another lap’, ask you to do push ups, or if you’re just generally running for an unknown distance, you should never go 100%. You strategicall..
Purchase Decision - 2 In short, I believe that the reason why we live materialistically is because we don’t know how else. We don’t know how to flex in non-material ways, nor do we know what other virtues are desirable. We simply do not know, or know, but do not know how to obtain them. To be basic, I’m going to blame the marketing companies on this. Material things don’t really have intrinsic functionalities other t..
Purchase Decision - 1 How we buy things have radically changed over the years. I was watching a show on Hulu one day, and since I’m cheap, there were these ads. I don’t perfectly recall, but it was some sort of a generic commercial. But there was a humidifier in it, and I thought, hmm, I need a humidifier. So I pulled out my phone, went to my Amazon app, typed in humidifier, clicked the best selling one, and bought i..
Investing -2 Taxes on Gains Obviously, taxes are fucking inevitable. So taxes are a large part of the consideration when finding a place to invest. For some bizarre reason, different types of income are taxed differently. That is why, allegedly, Warren Buffet has a lower tax rate than his secretary. I won’t go into the details, but generally capital gains (money earned from investing) tax rates are lower tha..
Investing - 1 Alright, now you understand all these accounts and taxes and things, it’s time for you to make your money to good use. There are a million different ways to invest. The definition of investing may be different for everybody but for this book we’ll say it’s anything to do with money to generate money’ - so this includes savings account, stock / bond investing, real estate, and so on. Where do you..
Personal Guide to US Taxpayer -2 Strategies to pay less tax By strategies, I mean various methods we can reduce the `taxable income’ part, meaning that we’d just pay less taxes. Rich people are good at this, so they keep more and pay less. Most of us commoners may not have room or leverage for tax strategies, but the older you get, you can make different strategies. The most common, and approachable `strategy’ is retirement con..
Personal Guide to US Taxpayer - 1 Only two things in certain are death and taxes. When you make money, a sizable chunk gets taxed. And as bizarre as it is, you’re not taxed right away, it all happens once a year. Tax law is quite complicated, and always, always consult a professional on this, read this for a brief, lacking overview. One thing to note before we go on the details - tax is different maybe for different people, so m..
밈 -조심해서 다루시오 이 섹션이 한국에서 얼마나 큰 의미가 있을지는 모르겠지만, 일단 적어본다. 일단 미국에서는 밈이 대 유행이다. 모든 광고나 많은 소통들이 밈으로 이루어져 있고, 이 딱히 정하기 애매한 `밈’ 이라는 소통 방법은 우리의 문화를 완전히 바꾸고 있다. 재미있게도, 우리가 온라인 상으로 전달할수 있는 양 (인터넷 기술의 향상으로 ‘다운로드’ 할수있는 정보의 양)은 급격히 늘었지만, 그와 반대로 우리의 표현의 형태는 점점 단순화 되어가고 있다. 예전에는 장문의 글이나 오랜시간 공들인 사진이나 영상으로 의견이나 개념을 표현했다면, 요즘에는 밈이라는 짧고 많은 의미를 포함한 소통의 매체를 사용한다. 소통의 효율성이 올랐다고 판단할지, 소통능력이 저하되었다고 판단할지는 독자에게 맡긴다. 밈이 가져다주는 효율성의 향상은..

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